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Lease to Purchase Homes

It’s a sad fact that many people lose out on living in their dream home because they don’t know about lease to purchase homes. Many people simply think that they can’t find their own house because of bad credit, no credit, or lack of a down payment. There is hope! Lease to purchase homes are perfect for people with bad or no credit, or people that don’t have a down payment. If you are one of these people, you need to consider lease to purchase homes.

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An often overlooked way to home ownership, lease to purchase homes have been gaining popularity in recent years. Finding and purchasing lease purchase homes is usually a relatively simple process, much like simply leasing a home. However, there are some very important differences between leasing and lease to purchase.

Moving into a lease purchase home has many similarities to leasing, as was mentioned above. One of them is that you make an option payment up front. This option payment, which is typically 1%-5% of the purchase price, goes towards the down payment of the home. The other difference is a credit that is also applied towards the eventual down payment. This credit is paid by you, usually as part of your monthly rent. Again, this credit amount will vary, and completely depends on the agreement between the buyer and the seller.

Buying lease purchase homes is often one of the best ways to go, both for the buyer and the seller. For the seller, they have the peace of mind that their tenant will take care of the house as if it were their own. The buyer not only has a house of their very own, as well as the flexibility of a lease option. It’s a win-win for both parties!